Privacy Statement
 

THE IMPORTANCE OF YOUR PRIVACY IS OUR CONCERN
 We collect and retain information about you to communicate with you, to process your requests for products and services, and to inform you about our financial services. We do not sell nonpublic personal information about current or former customers, nor do we share this type of information with anyone other than our affiliates.

INFORMATION WE COLLECT
We collect the following types of public and nonpublic personal information about you:

• Information obtained from you on applications and other forms, and from other sources used to process your request for one or more of our products or services (e.g., your name, address, employment history, income, credit balances, property insurance coverage and other representations made by you).
• Information obtained from consumer credit-reporting agencies (e.g., your credit history and creditworthiness).

WHO WE SHARE YOUR INFORMATION WITH AND WHY
We will only share nonpublic personal information about you with nonaffiliated third parties as permitted by law or with your consent. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing arrangements.

SHARING INFORMATION WITH AFFILIATES
We may share information based on our transactions and experience with you - such as your name, address and payment history - with our affiliates. By sharing that information, we can better serve your financial needs and notify you of financial products and services that might interest you.

OUR FORMER CUSTOMERS
We treat information about our former customers in the same manner as we treat information about our current customers.

CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to only those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information against unauthorized access or use.

Maintaining the accuracy of your information is a shared responsibility. We maintain the integrity of the information you provide us and will update your records when you notify us of a change. Please contact us at the address or phone number listed below when information concerning you changes.

UPDATES TO OUR PRIVACY POLICY
We will provide notice of any revised policy to current customers only. We reserve the right to change this policy at any time.